Actuarial Consulting for Global Insurers

Precision-Driven
Actuarial Solutions
for Global Insurers

We empower insurers with robust models, rigorous validation, and transparent, actionable insights — from IFRS 17 and LDTI compliance to pricing and valuation.

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Global Expertise.
Hands-On Delivery.

Founded in 2025 and headquartered in Ann Arbor, Michigan, Arbor Actuarial LLC is an independent actuarial consulting firm built on the conviction that deep technical expertise, modern analytical rigor, and a truly global perspective should be accessible to insurers of every size. Our founder brings over a decade of hands-on experience serving leading life and annuity carriers across North America, the UK, and Asia.

Your Actuary

Tanwi Hangekar — Founder and Consulting Actuary
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Tanwi Hangekar

Founder & Consulting Actuary

FSA FIA C.Act

Tanwi Hangekar is the founder of Arbor Actuarial LLC and brings over a decade of specialized actuarial modeling experience in the North American Life & Annuities space. She is a Chartered Actuary and Fellow of the Institute and Faculty of Actuaries (FIA, C.Act, UK) as well as a Fellow of the Society of Actuaries (FSA). She holds a BSc (Hons) in Actuarial Science from Bayes Business School (formerly Cass), City, University of London.

Tanwi is a recognized specialist in Moody's AXIS software and has held pivotal roles in high-visibility, cross-functional model transformation initiatives driven by US GAAP LDTI and IFRS 17 regulatory changes. Her experience spans the full lifecycle of actuarial model development — from building and validating regulatory-compliant functionalities to enterprise model stewardship across complex annuity portfolios. Her IFRS 17 engagements further expanded her expertise to encompass traditional Canadian life insurance products.

As lead modeler on multiple model conversion projects, Tanwi has been responsible for establishing in-house AXIS modeling capabilities, developing training programs, and laying the technical foundation for enterprise modeling teams.

Notable Organizations: Sammons Financial Group · Transamerica · The Co-operators · Swiss Re

Tanwi's international background — having lived across Japan, the Seychelles, the United Kingdom, and India — informs her distinctly global perspective. She founded Arbor Actuarial with the vision of making exceptional project management expertise, meticulous attention to detail, and the ability to deliver immediate impact accessible to insurers worldwide.

What We Do

We focus on what matters most to insurers — building robust models, validating them rigorously, and making the valuations defensible.

IFRS 17 & LDTI Compliance

End-to-end support for IFRS 17 and US GAAP LDTI adoption — from gap analysis and model configuration to parallel runs and ongoing production reporting.

Pricing

Assumption development, experience studies, and pricing model construction for life, annuity, and health products across multiple jurisdictions.

Model Validation

Independent validation of actuarial projection models — replicator builds, assumption audits, and sensitivity testing to ensure your models are reliable and defensible.

Statutory Valuation & Reserving

Rigorous reserve analysis and statutory valuation across US GAAP and IFRS 17 frameworks — defensible, audit-ready, on time.

Built Different.
Built to Deliver.

An experienced actuary who takes personal ownership of every engagement — with direct, hands-on delivery.

Direct Access

You work directly with the person doing the work — no layers of delegation, no hand-offs.

Technology-Forward Approach

We leverage Python and modern data platforms alongside traditional actuarial methods to deliver faster, deeper insights.

Radical Transparency

Every assumption documented, every model explainable, every result reproducible. No black boxes, ever.

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Experience
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Frameworks
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Worked In

Let's Discuss Your
Actuarial Needs

Whether you need a second opinion on reserves, support with an IFRS 17 implementation, or a model validation engagement — we'd love to hear from you.

Location

Ann Arbor, Michigan

Email

info@arboractuarial.com

Send Us an Inquiry